To apply for credit. Minimum application requirements. You are a Canadian resident and have a Canadian credit file; you are of the age of majority in your province or territory; you have sufficient income to pay for the vehicle for which you are applying and all related expenses; you are not preesently bankrupt.

Hi. Ready to apply for credit? See if you’re approved in three simple steps.

  1. Apply
    Begin by filling out the credit application. Selecting a vehicle is not required to obtain a credit decision, so don’t worry if you haven’t made your choice yet. Our online credit decision uses the personal and financial information you provide on your credit application.
  2. Review
    Make sure we have all your information correct. Click submit and you will get your credit decision right away.
  3. Drive
    Print your credit decision and take it to any Ford dealer. Even if you are not approved, your dealer can help you find the Ford Credit financing that fits you and your budget.